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Banks · Illinois

Du Quoin State Bank

Du Quoin, IL · FDIC Certificate #10804 · Chartered 04/1

Total assets
$148.25M
Total deposits
$136.32M
Total equity
$6.02M
Net loans
$46.68M
Branches (offices)
5
Net income (YTD)
$657.00K
Rank: #3,321 of 4,213 U.S. banks by assets · #231 of 322 in Illinois. Assets changed 11.4% and deposits 9.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.92%
Return on equity24.94%
Net interest margin (YTD)3.27%
Equity to assets4.06%
Tier 1 leverage ratio10.78%
Uninsured deposits (share of deposits)20.3%
Noncurrent loans (share of loans)0.00%
Net charge-offs (share of loans)0.00%
Loans to deposits34.2%
Real estate loans (share of loans)85.6%

Loan mix

CategoryAmountShare
Real estate loans$39.97M
85.6%
Commercial & industrial$3.55M
7.6%
Consumer / individual$3.03M
6.5%
Construction & development$466.00K
1.0%
Agricultural$83.00K
0.2%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$127.83M$118.96M$482.00K-$944.00K
Jun 2023$126.12M$117.13M$651.00K$611.00K
Jun 2024$129.15M$119.70M$565.00K$2.51M
Jun 2025$133.05M$124.56M$692.00K$2.03M
Jun 2026$148.25M$136.32M$657.00K$6.02M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Illinois$136.32M5

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $136.32M.

Similar-sized banks

The Farmers Bank ($148.27M) · Farmers Trust & Savings Bank ($148.13M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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