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Eastbank, National Association
New York, NY · FDIC Certificate #25749 · Chartered 11/2
Total assets
$152.99M
Total deposits
$104.67M
Total equity
$35.02M
Net loans
$98.68M
Branches (offices)
1
Net income (YTD)
$315.00K
Rank: #3,286 of 4,213 U.S. banks by assets · #104 of 115 in New York. Assets changed 6.9% and deposits -1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.42% |
| Return on equity | 1.80% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 22.89% |
| Tier 1 leverage ratio | 22.99% |
| Uninsured deposits (share of deposits) | 13.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 94.3% |
| Real estate loans (share of loans) | 102.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $100.74M | 102.1% | |
| Commercial & industrial | $614.00K | 0.6% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $153.22M | $122.28M | $212.00K | $29.23M |
| Jun 2023 | $158.83M | $120.70M | $316.00K | $28.86M |
| Jun 2024 | $150.67M | $111.31M | -$404.00K | $28.76M |
| Jun 2025 | $143.06M | $106.67M | -$161.00K | $28.47M |
| Jun 2026 | $152.99M | $104.67M | $315.00K | $35.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $104.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $104.67M.
Similar-sized banks
Lake Region Bank ($152.99M) · Bluff View Bank ($152.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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