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Eastern National Bank
Miami, FL · FDIC Certificate #20026 · Chartered 09/0
Total assets
$65.16M
Total deposits
$57.61M
Total equity
$5.61M
Net loans
$44.60M
Branches (offices)
4
Net income (YTD)
-$2.44M
Rank: #3,935 of 4,213 U.S. banks by assets · #77 of 81 in Florida. Assets changed -35.2% and deposits -34.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -6.56% |
| Return on equity | -72.24% |
| Net interest margin (YTD) | 4.47% |
| Equity to assets | 8.61% |
| Tier 1 leverage ratio | 8.01% |
| Uninsured deposits (share of deposits) | 15.5% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | -0.20% |
| Loans to deposits | 77.4% |
| Real estate loans (share of loans) | 100.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $44.77M | 100.4% | |
| Commercial & industrial | $616.00K | 1.4% | |
| Consumer / individual | $25.00K | 0.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $251.49M | $225.26M | -$1.72M | $20.79M |
| Jun 2023 | $216.24M | $192.71M | -$2.00M | $17.55M |
| Jun 2024 | $157.83M | $139.10M | -$2.53M | $13.76M |
| Jun 2025 | $100.50M | $87.36M | -$1.30M | $9.86M |
| Jun 2026 | $65.16M | $57.61M | -$2.44M | $5.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $57.61M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $57.61M.
Similar-sized banks
First Security Bank ($65.22M) · Fairview Savings And Loan Association ($65.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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