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Elk State Bank
Clyde, KS · FDIC Certificate #15259 · Chartered 01/0
Total assets
$138.69M
Total deposits
$109.05M
Total equity
$9.99M
Net loans
$76.77M
Branches (offices)
3
Net income (YTD)
$491.00K
Rank: #3,391 of 4,213 U.S. banks by assets · #116 of 183 in Kansas. Assets changed 4.6% and deposits 9.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.70% |
| Return on equity | 9.89% |
| Net interest margin (YTD) | 3.03% |
| Equity to assets | 7.20% |
| Tier 1 leverage ratio | 8.25% |
| Uninsured deposits (share of deposits) | 5.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 70.4% |
| Real estate loans (share of loans) | 53.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $40.93M | 53.3% | |
| Commercial & industrial | $7.20M | 9.4% | |
| Consumer / individual | $842.00K | 1.1% | |
| Construction & development | $156.00K | 0.2% | |
| Agricultural | $28.66M | 37.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $119.08M | $102.20M | $449.00K | $8.02M |
| Jun 2023 | $126.77M | $94.45M | $383.00K | $8.39M |
| Jun 2024 | $131.83M | $94.29M | $335.00K | $8.66M |
| Jun 2025 | $132.55M | $99.29M | $472.00K | $9.20M |
| Jun 2026 | $138.69M | $109.05M | $491.00K | $9.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $109.05M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $109.05M.
Similar-sized banks
Sidney State Bank ($138.70M) · Bank Of Oak Ridge ($138.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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