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Emigrant Mercantile Bank
New York, NY · FDIC Certificate #57834 · Chartered 07/0
Total assets
$3.49M
Total deposits
$500.00K
Total equity
$2.99M
Net loans
$0
Branches (offices)
1
Net income (YTD)
$5.00K
Rank: #4,208 of 4,213 U.S. banks by assets · #113 of 115 in New York. Assets changed -0.3% and deposits 0.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.29% |
| Return on equity | 0.34% |
| Net interest margin (YTD) | 3.22% |
| Equity to assets | 85.64% |
| Tier 1 leverage ratio | 85.67% |
| Uninsured deposits (share of deposits) | 50.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.37M | $500.00K | -$10.00K | $2.87M |
| Jun 2023 | $3.42M | $500.00K | $40.00K | $2.91M |
| Jun 2024 | $3.48M | $500.00K | $36.00K | $2.96M |
| Jun 2025 | $3.50M | $500.00K | $21.00K | $2.98M |
| Jun 2026 | $3.49M | $500.00K | $5.00K | $2.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $500.00K | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $500.00K.
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Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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