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Ergo Bank
Markesan, WI · FDIC Certificate #10004 · Chartered 01/2
Total assets
$276.71M
Total deposits
$226.16M
Total equity
$25.47M
Net loans
$222.31M
Branches (offices)
6
Net income (YTD)
$441.00K
Rank: #2,586 of 4,213 U.S. banks by assets · #104 of 153 in Wisconsin. Assets changed 12.6% and deposits 7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 3.45% |
| Net interest margin (YTD) | 4.21% |
| Equity to assets | 9.20% |
| Tier 1 leverage ratio | 8.42% |
| Uninsured deposits (share of deposits) | 15.4% |
| Noncurrent loans (share of loans) | 1.74% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 98.3% |
| Real estate loans (share of loans) | 79.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $176.01M | 79.2% | |
| Commercial & industrial | $24.52M | 11.0% | |
| Consumer / individual | $1.19M | 0.5% | |
| Construction & development | $3.58M | 1.6% | |
| Agricultural | $18.00M | 8.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $138.21M | $120.08M | $575.00K | $10.79M |
| Jun 2023 | $221.16M | $179.22M | $715.00K | $21.11M |
| Jun 2024 | $232.56M | $188.45M | $762.00K | $22.66M |
| Jun 2025 | $245.76M | $209.94M | $925.00K | $24.02M |
| Jun 2026 | $276.71M | $226.16M | $441.00K | $25.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $226.16M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $226.16M.
Similar-sized banks
Old Glory Bank ($276.78M) · Logansport Savings Bank ($276.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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