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Esquire Bank, National Association
Jericho, NY · FDIC Certificate #58140 · Chartered 10/1
Total assets
$2.49B
Total deposits
$2.20B
Total equity
$278.53M
Net loans
$1.88B
Branches (offices)
3
Net income (YTD)
$28.20M
Rank: #503 of 4,213 U.S. banks by assets · #37 of 115 in New York. Assets changed 22.3% and deposits 22.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.34% |
| Return on equity | 21.06% |
| Net interest margin (YTD) | 6.06% |
| Equity to assets | 11.16% |
| Tier 1 leverage ratio | 11.68% |
| Uninsured deposits (share of deposits) | 33.7% |
| Noncurrent loans (share of loans) | 0.27% |
| Net charge-offs (share of loans) | 0.54% |
| Loans to deposits | 85.3% |
| Real estate loans (share of loans) | 28.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $537.20M | 28.6% | |
| Commercial & industrial | $1.34B | 71.3% | |
| Consumer / individual | $26.40M | 1.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.29B | $1.16B | $12.73M | $121.60M |
| Jun 2023 | $1.42B | $1.26B | $19.63M | $145.76M |
| Jun 2024 | $1.70B | $1.50B | $22.13M | $189.12M |
| Jun 2025 | $2.04B | $1.80B | $25.13M | $230.13M |
| Jun 2026 | $2.49B | $2.20B | $28.20M | $278.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $2.20B | 2 |
| California | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.20B.
Similar-sized banks
United Bank Of Iowa ($2.50B) · Western State Bank ($2.49B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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