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Eureka Savings Bank
La Salle, IL · FDIC Certificate #28401 · Chartered 01/0
Total assets
$435.79M
Total deposits
$319.49M
Total equity
$90.52M
Net loans
$267.50M
Branches (offices)
5
Net income (YTD)
$1.94M
Rank: #1,951 of 4,213 U.S. banks by assets · #115 of 322 in Illinois. Assets changed 3.8% and deposits 3.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 4.32% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 20.77% |
| Tier 1 leverage ratio | 21.56% |
| Uninsured deposits (share of deposits) | 10.9% |
| Noncurrent loans (share of loans) | 3.05% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 83.7% |
| Real estate loans (share of loans) | 86.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $231.63M | 86.6% | |
| Commercial & industrial | $31.90M | 11.9% | |
| Consumer / individual | $2.30M | 0.9% | |
| Construction & development | $14.88M | 5.6% | |
| Agricultural | $4.80M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $414.00M | $326.27M | $1.47M | $72.65M |
| Jun 2023 | $401.08M | $304.35M | $1.91M | $74.33M |
| Jun 2024 | $405.12M | $302.19M | $1.95M | $79.06M |
| Jun 2025 | $419.69M | $309.55M | $2.10M | $84.49M |
| Jun 2026 | $435.79M | $319.49M | $1.94M | $90.52M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $319.49M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $319.49M.
Similar-sized banks
Frontier Bank ($436.36M) · The St. Henry Bank ($435.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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