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Evabank
Eva, AL · FDIC Certificate #26799 · Chartered 10/1
Total assets
$490.60M
Total deposits
$340.56M
Total equity
$138.62M
Net loans
$388.50M
Branches (offices)
7
Net income (YTD)
$6.14M
Rank: #1,812 of 4,213 U.S. banks by assets · #29 of 93 in Alabama. Assets changed 5.1% and deposits 4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.53% |
| Return on equity | 9.02% |
| Net interest margin (YTD) | 6.04% |
| Equity to assets | 28.26% |
| Tier 1 leverage ratio | 27.85% |
| Uninsured deposits (share of deposits) | 14.2% |
| Noncurrent loans (share of loans) | 1.61% |
| Net charge-offs (share of loans) | 0.40% |
| Loans to deposits | 114.1% |
| Real estate loans (share of loans) | 98.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $381.55M | 98.2% | |
| Commercial & industrial | $3.35M | 0.9% | |
| Consumer / individual | $11.29M | 2.9% | |
| Construction & development | $74.26M | 19.1% | |
| Agricultural | $105.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $403.88M | $284.85M | $5.26M | $111.09M |
| Jun 2023 | $408.64M | $269.25M | $4.49M | $117.92M |
| Jun 2024 | $434.60M | $288.90M | $5.09M | $124.31M |
| Jun 2025 | $466.82M | $325.25M | $5.74M | $130.03M |
| Jun 2026 | $490.60M | $340.56M | $6.14M | $138.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $340.55M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $340.55M.
Similar-sized banks
Century Bank And Trust ($490.74M) · 1St State Bank ($490.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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