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Falcon National Bank
Foley, MN · FDIC Certificate #57603 · Chartered 07/0
Total assets
$872.31M
Total deposits
$768.70M
Total equity
$92.53M
Net loans
$731.73M
Branches (offices)
6
Net income (YTD)
$5.34M
Rank: #1,168 of 4,213 U.S. banks by assets · #25 of 221 in Minnesota. Assets changed -2.5% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 11.80% |
| Net interest margin (YTD) | 4.56% |
| Equity to assets | 10.61% |
| Tier 1 leverage ratio | 10.24% |
| Uninsured deposits (share of deposits) | 27.8% |
| Noncurrent loans (share of loans) | 1.04% |
| Net charge-offs (share of loans) | 0.61% |
| Loans to deposits | 95.2% |
| Real estate loans (share of loans) | 59.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $432.57M | 59.1% | |
| Commercial & industrial | $257.21M | 35.2% | |
| Consumer / individual | $1.85M | 0.3% | |
| Construction & development | $72.52M | 9.9% | |
| Agricultural | $38.98M | 5.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $802.39M | $719.40M | $4.60M | $73.30M |
| Jun 2023 | $901.71M | $811.47M | $2.98M | $77.27M |
| Jun 2024 | $884.84M | $794.41M | $1.45M | $78.98M |
| Jun 2025 | $894.59M | $788.96M | $3.99M | $85.31M |
| Jun 2026 | $872.31M | $768.70M | $5.34M | $92.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $768.70M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $768.70M.
Similar-sized banks
First Liberty Bank ($873.24M) · Farmers And Merchants Union Bank ($872.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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