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Family Bank
Pelham, GA · FDIC Certificate #29357 · Chartered 01/0
Total assets
$162.03M
Total deposits
$138.31M
Total equity
$22.75M
Net loans
$139.96M
Branches (offices)
3
Net income (YTD)
$1.09M
Rank: #3,217 of 4,213 U.S. banks by assets · #97 of 123 in Georgia. Assets changed 5.5% and deposits 4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 9.85% |
| Net interest margin (YTD) | 5.20% |
| Equity to assets | 14.04% |
| Tier 1 leverage ratio | 14.13% |
| Uninsured deposits (share of deposits) | 9.3% |
| Noncurrent loans (share of loans) | 2.21% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 101.2% |
| Real estate loans (share of loans) | 85.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $119.06M | 85.1% | |
| Commercial & industrial | $11.38M | 8.1% | |
| Consumer / individual | $11.33M | 8.1% | |
| Construction & development | $4.58M | 3.3% | |
| Agricultural | $850.00K | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $143.99M | $128.29M | $693.00K | $15.22M |
| Jun 2023 | $137.23M | $118.61M | $791.00K | $16.76M |
| Jun 2024 | $148.30M | $124.28M | $792.00K | $18.51M |
| Jun 2025 | $153.66M | $132.25M | $1.05M | $20.60M |
| Jun 2026 | $162.03M | $138.31M | $1.09M | $22.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $138.31M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $138.31M.
Similar-sized banks
Park State Bank & Trust ($162.25M) · First Security Bank ($161.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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