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Farmers And Merchants Bank
Maysville, OK · FDIC Certificate #4144 · Chartered 01/0
Total assets
$22.02M
Total deposits
$19.61M
Total equity
$2.41M
Net loans
$11.85M
Branches (offices)
1
Net income (YTD)
$196.00K
Rank: #4,181 of 4,213 U.S. banks by assets · #166 of 168 in Oklahoma. Assets changed -1.4% and deposits -2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.75% |
| Return on equity | 16.62% |
| Net interest margin (YTD) | 5.56% |
| Equity to assets | 10.93% |
| Tier 1 leverage ratio | 10.89% |
| Uninsured deposits (share of deposits) | 13.0% |
| Noncurrent loans (share of loans) | 1.61% |
| Net charge-offs (share of loans) | 0.45% |
| Loans to deposits | 60.5% |
| Real estate loans (share of loans) | 50.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $6.03M | 50.9% | |
| Commercial & industrial | $3.40M | 28.7% | |
| Consumer / individual | $370.00K | 3.1% | |
| Construction & development | $332.00K | 2.8% | |
| Agricultural | $2.41M | 20.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.88M | $23.27M | $172.00K | $1.60M |
| Jun 2023 | $23.82M | $21.90M | $431.00K | $1.91M |
| Jun 2024 | $23.78M | $21.83M | $315.00K | $1.94M |
| Jun 2025 | $22.34M | $20.09M | $63.00K | $2.09M |
| Jun 2026 | $22.02M | $19.61M | $196.00K | $2.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $19.61M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.61M.
Similar-sized banks
Peoples Bank Of Macon ($22.70M) · Chesterfield State Bank ($21.65M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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