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Farmers And Merchants State Bank, Bloomfield, Nebraska
Bloomfield, NE · FDIC Certificate #13662 · Chartered 01/0
Total assets
$232.86M
Total deposits
$209.67M
Total equity
$21.74M
Net loans
$130.16M
Branches (offices)
6
Net income (YTD)
$1.82M
Rank: #2,794 of 4,213 U.S. banks by assets · #73 of 138 in Nebraska. Assets changed 9.2% and deposits 9.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 17.33% |
| Net interest margin (YTD) | 3.71% |
| Equity to assets | 9.34% |
| Tier 1 leverage ratio | 9.45% |
| Uninsured deposits (share of deposits) | 31.6% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 62.1% |
| Real estate loans (share of loans) | 41.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $53.45M | 41.1% | |
| Commercial & industrial | $8.69M | 6.7% | |
| Consumer / individual | $3.70M | 2.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $64.40M | 49.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $199.24M | $176.43M | $700.00K | $22.16M |
| Jun 2023 | $195.22M | $167.38M | $1.24M | $24.31M |
| Jun 2024 | $204.50M | $175.27M | $1.51M | $27.90M |
| Jun 2025 | $213.17M | $191.01M | $1.72M | $20.57M |
| Jun 2026 | $232.86M | $209.67M | $1.82M | $21.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $197.46M | 5 |
| South Dakota | $12.21M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $209.67M.
Similar-sized banks
The Citizens Bank ($233.34M) · Cornerstone Bank ($232.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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