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Farmers Savings Bank
Marshalltown, IA · FDIC Certificate #18394 · Chartered 04/0
Total assets
$140.32M
Total deposits
$115.35M
Total equity
$22.19M
Net loans
$101.88M
Branches (offices)
3
Net income (YTD)
$1.03M
Rank: #3,375 of 4,213 U.S. banks by assets · #171 of 225 in Iowa. Assets changed 2.8% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 9.50% |
| Net interest margin (YTD) | 4.01% |
| Equity to assets | 15.81% |
| Tier 1 leverage ratio | 16.51% |
| Uninsured deposits (share of deposits) | 20.0% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 88.3% |
| Real estate loans (share of loans) | 77.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $79.06M | 77.6% | |
| Commercial & industrial | $7.91M | 7.8% | |
| Consumer / individual | $1.05M | 1.0% | |
| Construction & development | $1.16M | 1.1% | |
| Agricultural | $14.60M | 14.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $134.97M | $118.08M | $783.00K | $16.38M |
| Jun 2023 | $137.26M | $110.01M | $925.00K | $17.55M |
| Jun 2024 | $137.12M | $111.10M | $693.00K | $18.76M |
| Jun 2025 | $136.48M | $114.15M | $776.00K | $20.45M |
| Jun 2026 | $140.32M | $115.35M | $1.03M | $22.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $115.35M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $115.35M.
Similar-sized banks
First Farmers & Merchants National Bank ($140.44M) · Federated Bank ($140.10M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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