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Farmers State Bank
Pine Bluffs, WY · FDIC Certificate #526 · Chartered 04/3
Total assets
$35.41M
Total deposits
$31.17M
Total equity
$4.04M
Net loans
$16.31M
Branches (offices)
1
Net income (YTD)
$189.00K
Rank: #4,127 of 4,213 U.S. banks by assets · #24 of 24 in Wyoming. Assets changed 9.0% and deposits 9.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 9.60% |
| Net interest margin (YTD) | 4.67% |
| Equity to assets | 11.40% |
| Tier 1 leverage ratio | 10.85% |
| Uninsured deposits (share of deposits) | 14.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 52.3% |
| Real estate loans (share of loans) | 79.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.99M | 79.6% | |
| Commercial & industrial | $1.78M | 10.9% | |
| Consumer / individual | $802.00K | 4.9% | |
| Construction & development | $2.10M | 12.8% | |
| Agricultural | $939.00K | 5.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $32.13M | $29.56M | $95.00K | $2.54M |
| Jun 2023 | $29.17M | $26.31M | $136.00K | $2.78M |
| Jun 2024 | $29.31M | $25.91M | $196.00K | $3.15M |
| Jun 2025 | $32.48M | $28.57M | $229.00K | $3.57M |
| Jun 2026 | $35.41M | $31.17M | $189.00K | $4.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wyoming | $31.17M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $31.17M.
Similar-sized banks
The Marion National Bank ($35.41M) · The First State Bank Of Dongola ($34.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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