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Farmers State Bank
Lake View, IA · FDIC Certificate #9295 · Chartered 01/0
Total assets
$36.68M
Total deposits
$31.48M
Total equity
$5.14M
Net loans
$12.31M
Branches (offices)
1
Net income (YTD)
$210.00K
Rank: #4,117 of 4,213 U.S. banks by assets · #221 of 225 in Iowa. Assets changed 3.2% and deposits 3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 8.24% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 14.00% |
| Tier 1 leverage ratio | 13.07% |
| Uninsured deposits (share of deposits) | 12.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 39.1% |
| Real estate loans (share of loans) | 55.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $6.80M | 55.2% | |
| Commercial & industrial | $4.20M | 34.1% | |
| Consumer / individual | $1.35M | 11.0% | |
| Construction & development | $202.00K | 1.6% | |
| Agricultural | $383.00K | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $41.97M | $37.38M | $75.00K | $4.58M |
| Jun 2023 | $37.72M | $32.94M | $172.00K | $4.72M |
| Jun 2024 | $35.15M | $30.18M | $158.00K | $4.91M |
| Jun 2025 | $35.54M | $30.55M | $126.00K | $4.94M |
| Jun 2026 | $36.68M | $31.48M | $210.00K | $5.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $31.48M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $31.48M.
Similar-sized banks
Farmers State Bank Of Hoffman ($36.88M) · Nebraska State Bank ($36.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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