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Fcn Bank, National Association
Brookville, IN · FDIC Certificate #4319 · Chartered 01/0
Total assets
$812.49M
Total deposits
$706.48M
Total equity
$65.41M
Net loans
$547.43M
Branches (offices)
6
Net income (YTD)
$4.25M
Rank: #1,237 of 4,213 U.S. banks by assets · #27 of 87 in Indiana. Assets changed 4.6% and deposits 1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 13.48% |
| Net interest margin (YTD) | 3.19% |
| Equity to assets | 8.05% |
| Tier 1 leverage ratio | 9.92% |
| Uninsured deposits (share of deposits) | 24.5% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 88.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $484.56M | 88.5% | |
| Commercial & industrial | $45.55M | 8.3% | |
| Consumer / individual | $7.25M | 1.3% | |
| Construction & development | $54.71M | 10.0% | |
| Agricultural | $13.02M | 2.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $712.67M | $633.92M | $2.68M | $38.42M |
| Jun 2023 | $766.25M | $671.82M | $2.22M | $43.02M |
| Jun 2024 | $789.60M | $712.93M | $1.59M | $45.66M |
| Jun 2025 | $776.78M | $693.79M | $2.92M | $52.62M |
| Jun 2026 | $812.49M | $706.48M | $4.25M | $65.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $618.77M | 5 |
| Ohio | $87.71M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $706.48M.
Similar-sized banks
Cnb St Louis Bank ($812.87M) · The First Bank Of Greenwich ($812.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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