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Fidelity Bank
West Memphis, AR · FDIC Certificate #19644 · Chartered 11/0
Total assets
$546.82M
Total deposits
$496.25M
Total equity
$47.53M
Net loans
$253.50M
Branches (offices)
6
Net income (YTD)
$3.54M
Rank: #1,679 of 4,213 U.S. banks by assets · #37 of 78 in Arkansas. Assets changed -0.9% and deposits -3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 15.57% |
| Net interest margin (YTD) | 2.96% |
| Equity to assets | 8.69% |
| Tier 1 leverage ratio | 13.07% |
| Uninsured deposits (share of deposits) | 37.5% |
| Noncurrent loans (share of loans) | 0.74% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 51.1% |
| Real estate loans (share of loans) | 83.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $210.45M | 83.0% | |
| Commercial & industrial | $22.55M | 8.9% | |
| Consumer / individual | $3.17M | 1.2% | |
| Construction & development | $17.62M | 7.0% | |
| Agricultural | $20.84M | 8.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $544.40M | $503.55M | $3.87M | $24.35M |
| Jun 2023 | $542.92M | $478.30M | $3.18M | $22.85M |
| Jun 2024 | $542.14M | $510.49M | $2.88M | $28.64M |
| Jun 2025 | $551.70M | $514.52M | $2.88M | $34.66M |
| Jun 2026 | $546.82M | $496.25M | $3.54M | $47.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $496.25M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $496.25M.
Similar-sized banks
First State Bank And Trust Company ($547.41M) · Magnolia Bank, Incorporated ($546.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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