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First American Bank
Elk Grove Village, IL · FDIC Certificate #3657 · Chartered 03/2
Total assets
$8.63B
Total deposits
$5.55B
Total equity
$694.49M
Net loans
$3.34B
Branches (offices)
58
Net income (YTD)
$63.16M
Rank: #188 of 4,213 U.S. banks by assets · #9 of 322 in Illinois. Assets changed 6.4% and deposits 10.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.52% |
| Return on equity | 18.30% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 8.05% |
| Tier 1 leverage ratio | 7.58% |
| Uninsured deposits (share of deposits) | 44.6% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 60.1% |
| Real estate loans (share of loans) | 59.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.98B | 59.2% | |
| Commercial & industrial | $743.65M | 22.3% | |
| Consumer / individual | $538.05M | 16.1% | |
| Construction & development | $365.97M | 11.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.98B | $4.58B | $10.60M | $341.03M |
| Jun 2023 | $6.28B | $4.79B | $30.16M | $474.11M |
| Jun 2024 | $7.07B | $4.88B | $59.81M | $568.20M |
| Jun 2025 | $8.11B | $5.02B | $63.45M | $607.13M |
| Jun 2026 | $8.63B | $5.55B | $63.16M | $694.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $4.37B | 49 |
| Florida | $763.33M | 6 |
| Wisconsin | $422.81M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.55B.
Similar-sized banks
Southside Bank ($8.76B) · First Security Bank ($8.58B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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