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First Arkansas Bank And Trust
Jacksonville, AR · FDIC Certificate #16849 · Chartered 11/0
Total assets
$1.14B
Total deposits
$985.79M
Total equity
$109.19M
Net loans
$787.96M
Branches (offices)
20
Net income (YTD)
$9.29M
Rank: #928 of 4,213 U.S. banks by assets · #22 of 78 in Arkansas. Assets changed 5.0% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 17.72% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 9.57% |
| Tier 1 leverage ratio | 10.74% |
| Uninsured deposits (share of deposits) | 27.6% |
| Noncurrent loans (share of loans) | 1.63% |
| Net charge-offs (share of loans) | 0.63% |
| Loans to deposits | 79.9% |
| Real estate loans (share of loans) | 62.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $492.13M | 62.5% | |
| Commercial & industrial | $229.51M | 29.1% | |
| Consumer / individual | $70.52M | 8.9% | |
| Construction & development | $119.88M | 15.2% | |
| Agricultural | $1.58M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $966.61M | $845.47M | $8.24M | $86.14M |
| Jun 2023 | $999.62M | $820.56M | $5.10M | $81.14M |
| Jun 2024 | $1.14B | $934.67M | $1.56M | $76.75M |
| Jun 2025 | $1.09B | $967.55M | $5.72M | $88.52M |
| Jun 2026 | $1.14B | $985.79M | $9.29M | $109.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $985.79M | 20 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $985.79M.
Similar-sized banks
Trustar Bank ($1.14B) · The Bank Of Fayette County ($1.14B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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