Advertisement
First Bank
St. Louis, MO · FDIC Certificate #12229 · Chartered 07/3
Total assets
$6.65B
Total deposits
$5.83B
Total equity
$561.23M
Net loans
$4.21B
Branches (offices)
76
Net income (YTD)
$22.00M
Rank: #233 of 4,213 U.S. banks by assets · #7 of 190 in Missouri. Assets changed 1.8% and deposits -1.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.66% |
| Return on equity | 8.03% |
| Net interest margin (YTD) | 3.08% |
| Equity to assets | 8.43% |
| Tier 1 leverage ratio | 9.67% |
| Uninsured deposits (share of deposits) | 29.6% |
| Noncurrent loans (share of loans) | 0.27% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 72.3% |
| Real estate loans (share of loans) | 71.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.00B | 71.1% | |
| Commercial & industrial | $822.13M | 19.5% | |
| Consumer / individual | $16.94M | 0.4% | |
| Construction & development | $198.94M | 4.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.69B | $6.15B | $21.27M | $497.44M |
| Jun 2023 | $6.65B | $5.93B | $17.23M | $446.90M |
| Jun 2024 | $6.60B | $5.68B | $9.01M | $475.89M |
| Jun 2025 | $6.53B | $5.90B | $12.11M | $498.78M |
| Jun 2026 | $6.65B | $5.83B | $22.00M | $561.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $3.05B | 45 |
| Missouri | $2.61B | 27 |
| Illinois | $168.05M | 3 |
| Kansas | $0 | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.83B.
Similar-sized banks
Midland States Bank ($6.69B) · Smbc Manubank ($6.60B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement