Advertisement
First Bank
Sterling, KS · FDIC Certificate #16473 · Chartered 01/0
Total assets
$162.38M
Total deposits
$124.32M
Total equity
$18.78M
Net loans
$112.29M
Branches (offices)
3
Net income (YTD)
$831.00K
Rank: #3,213 of 4,213 U.S. banks by assets · #112 of 183 in Kansas. Assets changed 3.4% and deposits 2.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 8.86% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 11.57% |
| Tier 1 leverage ratio | 12.41% |
| Uninsured deposits (share of deposits) | 24.6% |
| Noncurrent loans (share of loans) | 7.82% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 90.3% |
| Real estate loans (share of loans) | 58.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $65.76M | 58.6% | |
| Commercial & industrial | $18.35M | 16.3% | |
| Consumer / individual | $2.95M | 2.6% | |
| Construction & development | $740.00K | 0.7% | |
| Agricultural | $19.57M | 17.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $149.85M | $121.69M | $443.00K | $14.69M |
| Jun 2023 | $150.81M | $114.37M | $382.00K | $15.37M |
| Jun 2024 | $146.05M | $116.49M | $228.00K | $16.26M |
| Jun 2025 | $157.08M | $120.94M | $714.00K | $17.95M |
| Jun 2026 | $162.38M | $124.32M | $831.00K | $18.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $124.32M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $124.32M.
Similar-sized banks
Fidelity Bank Of Texas ($162.84M) · Bank Of Dade ($162.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement