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First Bank
Erick, OK · FDIC Certificate #4092 · Chartered 12/1
Total assets
$118.00M
Total deposits
$100.14M
Total equity
$16.73M
Net loans
$64.70M
Branches (offices)
4
Net income (YTD)
$1.66M
Rank: #3,545 of 4,213 U.S. banks by assets · #125 of 168 in Oklahoma. Assets changed 3.0% and deposits 2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.88% |
| Return on equity | 19.93% |
| Net interest margin (YTD) | 5.32% |
| Equity to assets | 14.18% |
| Tier 1 leverage ratio | 14.16% |
| Uninsured deposits (share of deposits) | 26.1% |
| Noncurrent loans (share of loans) | 0.27% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 64.6% |
| Real estate loans (share of loans) | 63.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $40.86M | 63.2% | |
| Commercial & industrial | $11.43M | 17.7% | |
| Consumer / individual | $4.09M | 6.3% | |
| Construction & development | $5.43M | 8.4% | |
| Agricultural | $9.37M | 14.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $105.26M | $93.80M | $1.57M | $10.39M |
| Jun 2023 | $99.58M | $85.79M | $2.14M | $12.67M |
| Jun 2024 | $105.05M | $89.78M | $2.43M | $14.00M |
| Jun 2025 | $114.55M | $97.92M | $2.10M | $15.58M |
| Jun 2026 | $118.00M | $100.14M | $1.66M | $16.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $100.14M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $100.14M.
Similar-sized banks
Twin Cedars Bank ($118.35M) · Henderson Federal Savings Bank ($117.72M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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