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First Bank
Mccomb, MS · FDIC Certificate #5907 · Chartered 06/2
Total assets
$562.94M
Total deposits
$484.64M
Total equity
$73.57M
Net loans
$381.77M
Branches (offices)
14
Net income (YTD)
$4.35M
Rank: #1,635 of 4,213 U.S. banks by assets · #24 of 57 in Mississippi. Assets changed 2.5% and deposits 2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 11.72% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 13.07% |
| Tier 1 leverage ratio | 12.96% |
| Uninsured deposits (share of deposits) | 35.7% |
| Noncurrent loans (share of loans) | 1.11% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 83.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $319.78M | 83.8% | |
| Commercial & industrial | $54.09M | 14.2% | |
| Consumer / individual | $8.59M | 2.2% | |
| Construction & development | $32.88M | 8.6% | |
| Agricultural | $2.23M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $594.27M | $526.23M | $2.69M | $61.95M |
| Jun 2023 | $575.24M | $505.16M | $4.75M | $66.30M |
| Jun 2024 | $562.79M | $488.74M | $3.65M | $69.86M |
| Jun 2025 | $549.16M | $473.51M | $4.10M | $71.14M |
| Jun 2026 | $562.94M | $484.64M | $4.35M | $73.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $484.64M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $484.64M.
Similar-sized banks
Peoples Bank & Trust ($563.26M) · Bank Of Belleville ($562.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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