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First Bank And Trust Company
Minden, NE · FDIC Certificate #5438 · Chartered 09/0
Total assets
$91.19M
Total deposits
$66.31M
Total equity
$9.27M
Net loans
$43.33M
Branches (offices)
1
Net income (YTD)
$466.00K
Rank: #3,741 of 4,213 U.S. banks by assets · #106 of 138 in Nebraska. Assets changed -4.4% and deposits -3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 10.13% |
| Net interest margin (YTD) | 3.40% |
| Equity to assets | 10.17% |
| Tier 1 leverage ratio | 10.55% |
| Uninsured deposits (share of deposits) | 10.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 65.3% |
| Real estate loans (share of loans) | 71.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $30.82M | 71.1% | |
| Commercial & industrial | $4.06M | 9.4% | |
| Consumer / individual | $2.73M | 6.3% | |
| Construction & development | $1.09M | 2.5% | |
| Agricultural | $4.72M | 10.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $92.67M | $76.29M | $120.00K | $5.76M |
| Jun 2023 | $91.92M | $77.33M | $166.00K | $6.20M |
| Jun 2024 | $97.99M | $75.16M | $254.00K | $7.29M |
| Jun 2025 | $95.34M | $68.55M | $478.00K | $8.73M |
| Jun 2026 | $91.19M | $66.31M | $466.00K | $9.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $66.31M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $66.31M.
Similar-sized banks
Nova Bank ($91.19M) · The First National Bank Of Hooker ($91.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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