Advertisement
First Bank And Trust Company Of Illinois
Palatine, IL · FDIC Certificate #18641 · Chartered 12/2
Total assets
$228.58M
Total deposits
$189.51M
Total equity
$37.13M
Net loans
$127.43M
Branches (offices)
1
Net income (YTD)
$1.59M
Rank: #2,820 of 4,213 U.S. banks by assets · #183 of 322 in Illinois. Assets changed 2.8% and deposits 1.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.43% |
| Return on equity | 8.74% |
| Net interest margin (YTD) | 5.51% |
| Equity to assets | 16.24% |
| Tier 1 leverage ratio | 15.91% |
| Uninsured deposits (share of deposits) | 34.3% |
| Noncurrent loans (share of loans) | 8.37% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 67.2% |
| Real estate loans (share of loans) | 79.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $100.62M | 79.0% | |
| Commercial & industrial | $28.78M | 22.6% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $13.86M | 10.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $214.59M | $192.99M | $1.97M | $20.99M |
| Jun 2023 | $206.27M | $176.75M | $4.25M | $28.74M |
| Jun 2024 | $215.05M | $177.79M | $3.09M | $36.10M |
| Jun 2025 | $222.33M | $186.79M | $2.00M | $33.58M |
| Jun 2026 | $228.58M | $189.51M | $1.59M | $37.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $189.51M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $189.51M.
Similar-sized banks
The Citizens Bank ($228.59M) · Triad Bank, National Association ($228.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement