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First Bank Chicago
Highland Park, IL · FDIC Certificate #17470 · Chartered 07/1
Total assets
$2.23B
Total deposits
$1.78B
Total equity
$198.38M
Net loans
$1.52B
Branches (offices)
3
Net income (YTD)
$3.04M
Rank: #562 of 4,213 U.S. banks by assets · #35 of 322 in Illinois. Assets changed 10.1% and deposits 10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.28% |
| Return on equity | 3.08% |
| Net interest margin (YTD) | 2.10% |
| Equity to assets | 8.90% |
| Tier 1 leverage ratio | 9.09% |
| Uninsured deposits (share of deposits) | 26.6% |
| Noncurrent loans (share of loans) | 1.09% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 85.0% |
| Real estate loans (share of loans) | 50.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $762.82M | 50.3% | |
| Commercial & industrial | $765.91M | 50.5% | |
| Consumer / individual | $1.18M | 0.1% | |
| Construction & development | $133.07M | 8.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.93B | $1.49B | -$569.00K | $182.27M |
| Jun 2023 | $2.23B | $1.69B | $2.79M | $197.22M |
| Jun 2024 | $1.91B | $1.56B | -$692.00K | $195.24M |
| Jun 2025 | $2.02B | $1.62B | $1.03M | $186.57M |
| Jun 2026 | $2.23B | $1.78B | $3.04M | $198.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $1.78B | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.78B.
Similar-sized banks
Think Mutual Bank ($2.23B) · Lcnb National Bank ($2.22B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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