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First Bank Of Ohio
Tiffin, OH · FDIC Certificate #9450 · Chartered 03/0
Total assets
$278.43M
Total deposits
$176.19M
Total equity
$100.32M
Net loans
$189.15M
Branches (offices)
5
Net income (YTD)
$2.82M
Rank: #2,574 of 4,213 U.S. banks by assets · #82 of 155 in Ohio. Assets changed -1.2% and deposits -4.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.96% |
| Return on equity | 5.70% |
| Net interest margin (YTD) | 5.72% |
| Equity to assets | 36.03% |
| Tier 1 leverage ratio | 35.51% |
| Uninsured deposits (share of deposits) | 17.3% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 1.43% |
| Loans to deposits | 107.4% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $195.06M | 103.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $286.36M | $203.48M | $2.72M | $81.67M |
| Jun 2023 | $306.55M | $218.58M | $2.55M | $86.16M |
| Jun 2024 | $312.70M | $220.49M | $2.29M | $89.94M |
| Jun 2025 | $281.77M | $184.86M | $2.63M | $94.93M |
| Jun 2026 | $278.43M | $176.19M | $2.82M | $100.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $176.19M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $176.19M.
Similar-sized banks
Southerntrust Bank ($278.50M) · Bank Of The Federated States Of Micronesia ($278.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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