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First Citizens Community Bank
Mansfield, PA · FDIC Certificate #7593 · Chartered 06/1
Total assets
$3.19B
Total deposits
$2.40B
Total equity
$361.90M
Net loans
$2.38B
Branches (offices)
44
Net income (YTD)
$22.04M
Rank: #402 of 4,213 U.S. banks by assets · #17 of 109 in Pennsylvania. Assets changed 7.6% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.43% |
| Return on equity | 12.32% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 11.35% |
| Tier 1 leverage ratio | 9.64% |
| Uninsured deposits (share of deposits) | 46.4% |
| Noncurrent loans (share of loans) | 1.70% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 99.1% |
| Real estate loans (share of loans) | 86.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.07B | 86.8% | |
| Commercial & industrial | $136.10M | 5.7% | |
| Consumer / individual | $38.84M | 1.6% | |
| Construction & development | $93.24M | 3.9% | |
| Agricultural | $31.22M | 1.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.21B | $1.89B | $14.23M | $195.36M |
| Jun 2023 | $2.89B | $2.28B | $4.77M | $284.74M |
| Jun 2024 | $2.94B | $2.28B | $13.49M | $317.45M |
| Jun 2025 | $2.96B | $2.30B | $17.65M | $334.69M |
| Jun 2026 | $3.19B | $2.40B | $22.04M | $361.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $2.20B | 37 |
| Delaware | $149.88M | 5 |
| New York | $51.32M | 1 |
| New Jersey | $30.00K | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.40B.
Similar-sized banks
North American Savings Bank, F.S.B. ($3.20B) · Exchange Bank ($3.19B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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