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First Community Bank
Corpus Christi, TX · FDIC Certificate #24353 · Chartered 02/0
Total assets
$662.79M
Total deposits
$582.19M
Total equity
$75.69M
Net loans
$447.86M
Branches (offices)
14
Net income (YTD)
$3.99M
Rank: #1,425 of 4,213 U.S. banks by assets · #129 of 346 in Texas. Assets changed -1.0% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 10.81% |
| Net interest margin (YTD) | 4.77% |
| Equity to assets | 11.42% |
| Tier 1 leverage ratio | 12.44% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 76.9% |
| Real estate loans (share of loans) | 90.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $405.60M | 90.6% | |
| Commercial & industrial | $37.72M | 8.4% | |
| Consumer / individual | $9.77M | 2.2% | |
| Construction & development | $89.55M | 20.0% | |
| Agricultural | $2.56M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $615.16M | $559.00M | $4.32M | $51.81M |
| Jun 2023 | $667.90M | $569.67M | $4.08M | $55.89M |
| Jun 2024 | $664.28M | $575.77M | $3.08M | $61.39M |
| Jun 2025 | $669.42M | $597.68M | $4.76M | $67.31M |
| Jun 2026 | $662.79M | $582.19M | $3.99M | $75.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $582.19M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $582.19M.
Similar-sized banks
First State Bank ($665.37M) · Four Corners Community Bank ($662.30M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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