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First County Bank
Stamford, CT · FDIC Certificate #18204 · Chartered 06/2
Total assets
$2.42B
Total deposits
$1.92B
Total equity
$190.88M
Net loans
$1.90B
Branches (offices)
13
Net income (YTD)
$5.40M
Rank: #512 of 4,213 U.S. banks by assets · #5 of 26 in Connecticut. Assets changed 8.7% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.46% |
| Return on equity | 5.80% |
| Net interest margin (YTD) | 2.48% |
| Equity to assets | 7.88% |
| Tier 1 leverage ratio | 9.55% |
| Uninsured deposits (share of deposits) | 27.0% |
| Noncurrent loans (share of loans) | 0.24% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 98.8% |
| Real estate loans (share of loans) | 96.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.82B | 96.2% | |
| Commercial & industrial | $78.08M | 4.1% | |
| Consumer / individual | $11.06M | 0.6% | |
| Construction & development | $124.55M | 6.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.93B | $1.57B | $5.74M | $140.81M |
| Jun 2023 | $2.13B | $1.60B | $5.88M | $148.67M |
| Jun 2024 | $2.36B | $1.77B | $1.63M | $162.10M |
| Jun 2025 | $2.23B | $1.76B | $1.93M | $175.19M |
| Jun 2026 | $2.42B | $1.92B | $5.40M | $190.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Connecticut | $1.92B | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.92B.
Similar-sized banks
El Dorado Savings Bank, F.S.B. ($2.44B) · Peoples Bank ($2.42B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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