Advertisement
First Farmers & Commercial Bank
Pikeville, TN · FDIC Certificate #4960 · Chartered 09/3
Total assets
$226.36M
Total deposits
$202.77M
Total equity
$22.14M
Net loans
$162.90M
Branches (offices)
4
Net income (YTD)
$913.00K
Rank: #2,831 of 4,213 U.S. banks by assets · #86 of 109 in Tennessee. Assets changed 2.4% and deposits 2.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.82% |
| Return on equity | 8.33% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 9.78% |
| Tier 1 leverage ratio | 9.86% |
| Uninsured deposits (share of deposits) | 17.4% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 80.3% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $149.74M | 91.9% | |
| Commercial & industrial | $9.55M | 5.9% | |
| Consumer / individual | $5.47M | 3.4% | |
| Construction & development | $22.03M | 13.5% | |
| Agricultural | $526.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $203.85M | $186.16M | $870.00K | $16.86M |
| Jun 2023 | $207.15M | $188.94M | $576.00K | $17.14M |
| Jun 2024 | $220.54M | $200.24M | $806.00K | $18.94M |
| Jun 2025 | $221.11M | $198.85M | $877.00K | $20.84M |
| Jun 2026 | $226.36M | $202.77M | $913.00K | $22.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $202.77M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $202.77M.
Similar-sized banks
Community Bank Of Cameron ($226.87M) · First Security Bank And Trust Company ($225.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement