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First Federal Bank
Dickson, TN · FDIC Certificate #29782 · Chartered 10/1
Total assets
$1.11B
Total deposits
$978.63M
Total equity
$115.94M
Net loans
$673.26M
Branches (offices)
17
Net income (YTD)
$8.81M
Rank: #946 of 4,213 U.S. banks by assets · #27 of 109 in Tennessee. Assets changed 5.3% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 15.38% |
| Net interest margin (YTD) | 3.31% |
| Equity to assets | 10.43% |
| Tier 1 leverage ratio | 10.48% |
| Uninsured deposits (share of deposits) | 49.5% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 68.8% |
| Real estate loans (share of loans) | 90.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $609.44M | 90.5% | |
| Commercial & industrial | $16.64M | 2.5% | |
| Consumer / individual | $20.60M | 3.1% | |
| Construction & development | $157.01M | 23.3% | |
| Agricultural | $1.68M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $979.08M | $874.66M | $6.63M | $91.26M |
| Jun 2023 | $979.37M | $856.26M | $6.91M | $92.46M |
| Jun 2024 | $985.41M | $872.19M | $6.59M | $99.23M |
| Jun 2025 | $1.06B | $931.43M | $8.58M | $109.39M |
| Jun 2026 | $1.11B | $978.63M | $8.81M | $115.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $978.63M | 17 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $978.63M.
Similar-sized banks
American Bank ($1.11B) · Liberty Savings Bank, F.S.B. ($1.11B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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