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First Federal Bank Of Louisiana
Lake Charles, LA · FDIC Certificate #30441 · Chartered 10/3
Total assets
$1.15B
Total deposits
$991.56M
Total equity
$125.62M
Net loans
$634.25M
Branches (offices)
16
Net income (YTD)
$1.86M
Rank: #923 of 4,213 U.S. banks by assets · #16 of 103 in Louisiana. Assets changed 2.0% and deposits 0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.32% |
| Return on equity | 2.97% |
| Net interest margin (YTD) | 2.88% |
| Equity to assets | 10.94% |
| Tier 1 leverage ratio | 11.95% |
| Uninsured deposits (share of deposits) | 32.2% |
| Noncurrent loans (share of loans) | 0.17% |
| Net charge-offs (share of loans) | 0.43% |
| Loans to deposits | 64.0% |
| Real estate loans (share of loans) | 92.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $587.54M | 92.6% | |
| Commercial & industrial | $36.99M | 5.8% | |
| Consumer / individual | $16.02M | 2.5% | |
| Construction & development | $70.90M | 11.2% | |
| Agricultural | $138.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.26B | $1.12B | $1.72M | $92.02M |
| Jun 2023 | $1.13B | $995.53M | $2.93M | $104.35M |
| Jun 2024 | $1.10B | $967.45M | $1.71M | $111.40M |
| Jun 2025 | $1.13B | $985.07M | $1.04M | $118.02M |
| Jun 2026 | $1.15B | $991.56M | $1.86M | $125.62M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $991.56M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $991.56M.
Similar-sized banks
Edmonton State Bank ($1.15B) · Bank Of Washington ($1.15B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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