Advertisement
First Federal Savings And Loan Association Of Bath
Bath, ME · FDIC Certificate #29636 · Chartered 01/0
Total assets
$189.10M
Total deposits
$144.36M
Total equity
$28.70M
Net loans
$146.65M
Branches (offices)
5
Net income (YTD)
$462.00K
Rank: #3,053 of 4,213 U.S. banks by assets · #19 of 22 in Maine. Assets changed 1.9% and deposits 3.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.49% |
| Return on equity | 3.24% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 15.18% |
| Tier 1 leverage ratio | 14.79% |
| Uninsured deposits (share of deposits) | 6.5% |
| Noncurrent loans (share of loans) | 2.89% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 101.6% |
| Real estate loans (share of loans) | 99.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $146.09M | 99.6% | |
| Commercial & industrial | $1.28M | 0.9% | |
| Consumer / individual | $1.13M | 0.8% | |
| Construction & development | $3.33M | 2.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $182.71M | $157.37M | $120.00K | $23.98M |
| Jun 2023 | $182.03M | $145.90M | $375.00K | $24.76M |
| Jun 2024 | $180.25M | $137.02M | $222.00K | $26.12M |
| Jun 2025 | $185.57M | $139.68M | $217.00K | $27.65M |
| Jun 2026 | $189.10M | $144.36M | $462.00K | $28.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $144.36M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $144.36M.
Similar-sized banks
Peoples Savings Bank ($189.11M) · Highlands Community Bank ($188.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement