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First Federal Savings Bank
Evansville, IN · FDIC Certificate #29056 · Chartered 07/0
Total assets
$575.61M
Total deposits
$472.81M
Total equity
$53.94M
Net loans
$424.43M
Branches (offices)
10
Net income (YTD)
$1.08M
Rank: #1,606 of 4,213 U.S. banks by assets · #36 of 87 in Indiana. Assets changed -4.9% and deposits -3.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.37% |
| Return on equity | 4.05% |
| Net interest margin (YTD) | 3.19% |
| Equity to assets | 9.37% |
| Tier 1 leverage ratio | 9.54% |
| Uninsured deposits (share of deposits) | 31.0% |
| Noncurrent loans (share of loans) | 0.24% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 89.8% |
| Real estate loans (share of loans) | 83.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $354.63M | 83.6% | |
| Commercial & industrial | $68.53M | 16.1% | |
| Consumer / individual | $5.30M | 1.2% | |
| Construction & development | $24.36M | 5.7% | |
| Agricultural | $834.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $518.15M | $392.78M | $1.21M | $46.44M |
| Jun 2023 | $630.89M | $465.86M | $1.44M | $48.01M |
| Jun 2024 | $634.73M | $468.67M | $832.00K | $47.61M |
| Jun 2025 | $605.12M | $491.60M | $684.00K | $49.53M |
| Jun 2026 | $575.61M | $472.81M | $1.08M | $53.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $469.86M | 9 |
| Kentucky | $2.94M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $472.81M.
Similar-sized banks
The Karnes County National Bank Of Karnes City ($577.38M) · Unity Bank ($574.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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