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First Fidelity Bank
Burke, SD · FDIC Certificate #1122 · Chartered 01/0
Total assets
$717.01M
Total deposits
$648.72M
Total equity
$61.77M
Net loans
$435.29M
Branches (offices)
11
Net income (YTD)
$6.04M
Rank: #1,357 of 4,213 U.S. banks by assets · #20 of 56 in South Dakota. Assets changed 8.4% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 19.81% |
| Net interest margin (YTD) | 4.32% |
| Equity to assets | 8.61% |
| Tier 1 leverage ratio | 9.41% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 67.1% |
| Real estate loans (share of loans) | 38.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $165.90M | 38.1% | |
| Commercial & industrial | $42.67M | 9.8% | |
| Consumer / individual | $14.06M | 3.2% | |
| Construction & development | $10.89M | 2.5% | |
| Agricultural | $212.40M | 48.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $509.31M | $480.92M | $3.31M | $26.33M |
| Jun 2023 | $487.58M | $455.02M | $3.97M | $29.83M |
| Jun 2024 | $624.55M | $562.30M | $3.85M | $46.87M |
| Jun 2025 | $661.31M | $602.72M | $5.15M | $52.14M |
| Jun 2026 | $717.01M | $648.72M | $6.04M | $61.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $648.72M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $648.72M.
Similar-sized banks
Hickory Point Bank And Trust ($717.52M) · Prospect Bank ($715.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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