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First Fidelity Bank
Oklahoma City, OK · FDIC Certificate #23473 · Chartered 07/0
Total assets
$2.98B
Total deposits
$2.49B
Total equity
$248.79M
Net loans
$2.11B
Branches (offices)
27
Net income (YTD)
$16.93M
Rank: #430 of 4,213 U.S. banks by assets · #8 of 168 in Oklahoma. Assets changed 1.3% and deposits -1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 13.65% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 8.35% |
| Tier 1 leverage ratio | 10.22% |
| Uninsured deposits (share of deposits) | 26.9% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 79.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.68B | 79.7% | |
| Commercial & industrial | $198.83M | 9.4% | |
| Consumer / individual | $239.05M | 11.3% | |
| Construction & development | $152.27M | 7.2% | |
| Agricultural | $1.03M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.65B | $2.35B | $15.27M | $163.62M |
| Jun 2023 | $2.72B | $2.31B | $10.98M | $167.64M |
| Jun 2024 | $2.76B | $2.34B | $9.51M | $191.42M |
| Jun 2025 | $2.94B | $2.53B | $13.28M | $224.35M |
| Jun 2026 | $2.98B | $2.49B | $16.93M | $248.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $1.76B | 20 |
| Arizona | $695.07M | 6 |
| Colorado | $36.02M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.49B.
Similar-sized banks
Maine Community Bank ($2.98B) · The Fidelity Deposit And Discount Bank ($2.97B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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