Advertisement
First Horizon Bank
Memphis, TN · FDIC Certificate #4977 · Chartered 01/0
Total assets
$84.12B
Total deposits
$68.79B
Total equity
$9.41B
Net loans
$65.13B
Branches (offices)
406
Net income (YTD)
$585.00M
Rank: #38 of 4,213 U.S. banks by assets · #2 of 109 in Tennessee. Assets changed 2.9% and deposits 3.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.40% |
| Return on equity | 12.53% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 11.19% |
| Tier 1 leverage ratio | 10.32% |
| Uninsured deposits (share of deposits) | 40.3% |
| Noncurrent loans (share of loans) | 0.83% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 94.7% |
| Real estate loans (share of loans) | 56.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $36.75B | 56.4% | |
| Commercial & industrial | $16.44B | 25.2% | |
| Consumer / individual | $359.59M | 0.6% | |
| Construction & development | $1.63B | 2.5% | |
| Agricultural | $4.22M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $84.80B | $71.88B | $420.57M | $8.15B |
| Jun 2023 | $84.85B | $66.59B | $473.51M | $8.41B |
| Jun 2024 | $81.94B | $65.40B | $451.07M | $8.85B |
| Jun 2025 | $81.78B | $66.33B | $520.55M | $9.17B |
| Jun 2026 | $84.12B | $68.79B | $585.00M | $9.41B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $34.13B | 134 |
| Florida | $11.09B | 73 |
| Louisiana | $7.77B | 54 |
| North Carolina | $6.76B | 78 |
| Texas | $2.32B | - |
| Alabama | $2.20B | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $68.79B.
Similar-sized banks
East West Bank ($84.32B) · Old National Bank ($73.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement