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First National Bank And Trust Company Of Newtown
Newtown, PA · FDIC Certificate #7658 · Chartered 02/2
Total assets
$1.17B
Total deposits
$1.02B
Total equity
$109.94M
Net loans
$512.88M
Branches (offices)
14
Net income (YTD)
$7.83M
Rank: #918 of 4,213 U.S. banks by assets · #41 of 109 in Pennsylvania. Assets changed 2.0% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 14.63% |
| Net interest margin (YTD) | 3.43% |
| Equity to assets | 9.43% |
| Tier 1 leverage ratio | 12.95% |
| Uninsured deposits (share of deposits) | 23.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 50.4% |
| Real estate loans (share of loans) | 87.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $449.19M | 87.6% | |
| Commercial & industrial | $4.58M | 0.9% | |
| Consumer / individual | $3.06M | 0.6% | |
| Construction & development | $9.64M | 1.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.33B | $1.24B | $6.18M | $49.45M |
| Jun 2023 | $1.20B | $1.11B | $8.88M | $42.58M |
| Jun 2024 | $1.13B | $994.76M | $7.66M | $59.37M |
| Jun 2025 | $1.14B | $978.02M | $6.26M | $84.44M |
| Jun 2026 | $1.17B | $1.02B | $7.83M | $109.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $1.02B | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.02B.
Similar-sized banks
Citizens Bank ($1.17B) · Northstar Bank ($1.16B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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