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First National Bank In Port Lavaca
Port Lavaca, TX · FDIC Certificate #17811 · Chartered 11/1
Total assets
$361.33M
Total deposits
$294.28M
Total equity
$37.55M
Net loans
$200.22M
Branches (offices)
4
Net income (YTD)
$744.00K
Rank: #2,194 of 4,213 U.S. banks by assets · #191 of 346 in Texas. Assets changed -1.4% and deposits -2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.40% |
| Return on equity | 3.96% |
| Net interest margin (YTD) | 2.88% |
| Equity to assets | 10.39% |
| Tier 1 leverage ratio | 13.00% |
| Uninsured deposits (share of deposits) | 35.0% |
| Noncurrent loans (share of loans) | 2.39% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 68.0% |
| Real estate loans (share of loans) | 91.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $182.89M | 91.3% | |
| Commercial & industrial | $9.64M | 4.8% | |
| Consumer / individual | $7.11M | 3.5% | |
| Construction & development | $22.77M | 11.4% | |
| Agricultural | $3.19M | 1.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $389.40M | $364.67M | $2.21M | $23.89M |
| Jun 2023 | $366.51M | $330.58M | $1.73M | $24.86M |
| Jun 2024 | $385.53M | $311.99M | $1.71M | $29.24M |
| Jun 2025 | $366.37M | $300.29M | $1.79M | $33.38M |
| Jun 2026 | $361.33M | $294.28M | $744.00K | $37.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $294.28M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $294.28M.
Similar-sized banks
Rabun County Bank ($361.51M) · Citizens First Bank ($361.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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