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First National Bank Minnesota
Saint Peter, MN · FDIC Certificate #5247 · Chartered 01/0
Total assets
$437.79M
Total deposits
$373.15M
Total equity
$43.32M
Net loans
$324.49M
Branches (offices)
4
Net income (YTD)
$2.98M
Rank: #1,948 of 4,213 U.S. banks by assets · #58 of 221 in Minnesota. Assets changed 0.4% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 13.83% |
| Net interest margin (YTD) | 4.15% |
| Equity to assets | 9.89% |
| Tier 1 leverage ratio | 9.81% |
| Uninsured deposits (share of deposits) | 16.5% |
| Noncurrent loans (share of loans) | 1.12% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 87.0% |
| Real estate loans (share of loans) | 77.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $251.00M | 77.4% | |
| Commercial & industrial | $41.73M | 12.9% | |
| Consumer / individual | $5.95M | 1.8% | |
| Construction & development | $10.51M | 3.2% | |
| Agricultural | $23.63M | 7.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $426.49M | $383.25M | $2.18M | $33.23M |
| Jun 2023 | $456.06M | $392.90M | $2.63M | $33.66M |
| Jun 2024 | $450.63M | $383.88M | $1.86M | $34.39M |
| Jun 2025 | $436.17M | $365.80M | $177.00K | $38.54M |
| Jun 2026 | $437.79M | $373.15M | $2.98M | $43.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $373.15M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $373.15M.
Similar-sized banks
The Bank Of Clarendon ($438.28M) · Texas Champion Bank ($436.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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