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First National Bank Of Lake Jackson
Lake Jackson, TX · FDIC Certificate #18895 · Chartered 09/2
Total assets
$218.37M
Total deposits
$211.12M
Total equity
$6.44M
Net loans
$49.38M
Branches (offices)
2
Net income (YTD)
$321.00K
Rank: #2,869 of 4,213 U.S. banks by assets · #247 of 346 in Texas. Assets changed -3.6% and deposits -5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 9.64% |
| Net interest margin (YTD) | 1.84% |
| Equity to assets | 2.95% |
| Tier 1 leverage ratio | 11.73% |
| Uninsured deposits (share of deposits) | 57.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.09% |
| Loans to deposits | 23.4% |
| Real estate loans (share of loans) | 80.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $39.74M | 80.5% | |
| Commercial & industrial | $8.96M | 18.2% | |
| Consumer / individual | $1.04M | 2.1% | |
| Construction & development | $14.26M | 28.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $282.27M | $278.64M | $609.00K | $3.37M |
| Jun 2023 | $203.27M | $184.97M | $246.00K | -$1.23M |
| Jun 2024 | $236.13M | $207.38M | -$471.00K | -$1.23M |
| Jun 2025 | $226.51M | $223.37M | -$63.00K | $2.42M |
| Jun 2026 | $218.37M | $211.12M | $321.00K | $6.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $211.12M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $211.12M.
Similar-sized banks
Home State Bank ($218.89M) · Lakeview Bank ($218.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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