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First National Bank Of Wauchula
Wauchula, FL · FDIC Certificate #18136 · Chartered 01/1
Total assets
$87.55M
Total deposits
$76.22M
Total equity
$9.84M
Net loans
$56.14M
Branches (offices)
1
Net income (YTD)
$275.00K
Rank: #3,768 of 4,213 U.S. banks by assets · #76 of 81 in Florida. Assets changed 2.6% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.63% |
| Return on equity | 5.68% |
| Net interest margin (YTD) | 5.51% |
| Equity to assets | 11.24% |
| Tier 1 leverage ratio | 12.16% |
| Uninsured deposits (share of deposits) | 16.9% |
| Noncurrent loans (share of loans) | 0.80% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 73.7% |
| Real estate loans (share of loans) | 89.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $50.11M | 89.3% | |
| Commercial & industrial | $4.58M | 8.2% | |
| Consumer / individual | $1.77M | 3.2% | |
| Construction & development | $5.32M | 9.5% | |
| Agricultural | $787.00K | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $88.24M | $78.58M | $238.00K | $7.62M |
| Jun 2023 | $87.44M | $77.15M | $452.00K | $8.53M |
| Jun 2024 | $90.56M | $78.11M | $280.00K | $8.62M |
| Jun 2025 | $85.35M | $74.58M | $828.00K | $9.06M |
| Jun 2026 | $87.55M | $76.22M | $275.00K | $9.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $76.22M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.22M.
Similar-sized banks
Bank Of Stronghurst ($87.65M) · First Bank Of Pike ($87.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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