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First National Bank Usa
Boutte, LA · FDIC Certificate #22046 · Chartered 06/2
Total assets
$249.10M
Total deposits
$213.09M
Total equity
$34.38M
Net loans
$112.08M
Branches (offices)
2
Net income (YTD)
$1.97M
Rank: #2,717 of 4,213 U.S. banks by assets · #66 of 103 in Louisiana. Assets changed 10.8% and deposits 10.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.65% |
| Return on equity | 11.76% |
| Net interest margin (YTD) | 4.76% |
| Equity to assets | 13.80% |
| Tier 1 leverage ratio | 14.06% |
| Uninsured deposits (share of deposits) | 49.9% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 52.6% |
| Real estate loans (share of loans) | 93.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $104.63M | 93.3% | |
| Commercial & industrial | $4.09M | 3.6% | |
| Consumer / individual | $885.00K | 0.8% | |
| Construction & development | $21.80M | 19.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $212.89M | $192.23M | $812.00K | $20.22M |
| Jun 2023 | $197.90M | $173.26M | $2.23M | $23.50M |
| Jun 2024 | $203.40M | $173.65M | $3.19M | $28.06M |
| Jun 2025 | $224.79M | $192.42M | $2.07M | $30.53M |
| Jun 2026 | $249.10M | $213.09M | $1.97M | $34.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $213.09M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $213.09M.
Similar-sized banks
Bank Of Grand Lake ($249.14M) · Bank Of Easton ($249.00M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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