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First Nations Bank
Chicago, IL · FDIC Certificate #22282 · Chartered 06/0
Total assets
$536.61M
Total deposits
$440.57M
Total equity
$75.09M
Net loans
$411.75M
Branches (offices)
3
Net income (YTD)
$3.01M
Rank: #1,701 of 4,213 U.S. banks by assets · #94 of 322 in Illinois. Assets changed -2.4% and deposits -3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 8.16% |
| Net interest margin (YTD) | 3.28% |
| Equity to assets | 13.99% |
| Tier 1 leverage ratio | 14.11% |
| Uninsured deposits (share of deposits) | 30.5% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.5% |
| Real estate loans (share of loans) | 94.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $389.67M | 94.6% | |
| Commercial & industrial | $26.72M | 6.5% | |
| Consumer / individual | $2.90M | 0.7% | |
| Construction & development | $35.06M | 8.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $485.20M | $416.40M | $2.25M | $55.07M |
| Jun 2023 | $508.85M | $398.07M | $3.09M | $60.81M |
| Jun 2024 | $533.05M | $436.48M | $1.80M | $64.57M |
| Jun 2025 | $549.71M | $458.41M | $2.67M | $69.14M |
| Jun 2026 | $536.61M | $440.57M | $3.01M | $75.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $440.57M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $440.57M.
Similar-sized banks
Essex Bank ($536.62M) · Pan American Bank & Trust ($536.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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