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First Nebraska Bank
Valley, NE · FDIC Certificate #12248 · Chartered 01/0
Total assets
$371.41M
Total deposits
$329.92M
Total equity
$34.54M
Net loans
$250.79M
Branches (offices)
15
Net income (YTD)
$2.57M
Rank: #2,171 of 4,213 U.S. banks by assets · #54 of 138 in Nebraska. Assets changed 3.6% and deposits 3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 15.15% |
| Net interest margin (YTD) | 4.50% |
| Equity to assets | 9.30% |
| Tier 1 leverage ratio | 10.32% |
| Uninsured deposits (share of deposits) | 25.1% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 76.0% |
| Real estate loans (share of loans) | 72.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $181.99M | 72.6% | |
| Commercial & industrial | $31.67M | 12.6% | |
| Consumer / individual | $2.71M | 1.1% | |
| Construction & development | $31.72M | 12.6% | |
| Agricultural | $37.48M | 14.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $376.97M | $345.26M | $1.38M | $24.64M |
| Jun 2023 | $357.59M | $326.63M | $1.51M | $25.60M |
| Jun 2024 | $347.18M | $308.93M | $2.52M | $29.14M |
| Jun 2025 | $358.46M | $319.30M | $2.19M | $31.36M |
| Jun 2026 | $371.41M | $329.92M | $2.57M | $34.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $329.92M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $329.92M.
Similar-sized banks
Upper Peninsula State Bank ($371.70M) · Premier Bank Of The South ($370.65M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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