First Neighborhood Bank

Spencer, WV · FDIC Certificate #6800 · Chartered 02/0

Total assets

$161.00M

Total deposits

$146.46M

Total equity

$13.21M

Net loans

Branches (offices)

Net income (YTD)

-$270.00K

Rank: #3,222 of 4,213 U.S. banks by assets · #32 of 41 in West Virginia. Assets changed 0.0% and deposits 0.0% over the year to June 30, 2026.

Key ratios

Equity to assets

8.20%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$158.62M	$145.23M	$199.00K	$11.92M
Jun 2023	$157.99M	$144.60M	$436.00K	$11.95M
Jun 2024	$148.86M	$134.89M	-$157.00K	$12.73M
Jun 2025	$161.00M	$146.46M	-$270.00K	$13.21M

Similar-sized banks

Belmont Savings Bank, SSB ($161.05M) · The Bank Of Baker ($160.90M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.