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First New Mexico Bank
Deming, NM · FDIC Certificate #18514 · Chartered 04/3
Total assets
$275.14M
Total deposits
$230.86M
Total equity
$40.26M
Net loans
$121.02M
Branches (offices)
3
Net income (YTD)
$2.30M
Rank: #2,593 of 4,213 U.S. banks by assets · #21 of 29 in New Mexico. Assets changed 6.5% and deposits 6.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.67% |
| Return on equity | 11.57% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 14.63% |
| Tier 1 leverage ratio | 14.73% |
| Uninsured deposits (share of deposits) | 36.0% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.41% |
| Loans to deposits | 52.4% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $102.88M | 85.0% | |
| Commercial & industrial | $15.54M | 12.8% | |
| Consumer / individual | $2.66M | 2.2% | |
| Construction & development | $10.14M | 8.4% | |
| Agricultural | $2.60M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $261.48M | $226.30M | $1.68M | $32.23M |
| Jun 2023 | $248.21M | $210.60M | $1.80M | $33.22M |
| Jun 2024 | $263.70M | $224.24M | $1.82M | $34.69M |
| Jun 2025 | $258.43M | $216.06M | $1.81M | $37.44M |
| Jun 2026 | $275.14M | $230.86M | $2.30M | $40.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $230.86M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $230.86M.
Similar-sized banks
The First National Bank Of Ballinger ($275.27M) · Davis Trust Company ($274.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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