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First New Mexico Bank, Las Cruces
Las Cruces, NM · FDIC Certificate #58745 · Chartered 01/1
Total assets
$171.94M
Total deposits
$146.12M
Total equity
$22.18M
Net loans
$97.80M
Branches (offices)
3
Net income (YTD)
$1.56M
Rank: #3,166 of 4,213 U.S. banks by assets · #25 of 29 in New Mexico. Assets changed 6.6% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.83% |
| Return on equity | 14.24% |
| Net interest margin (YTD) | 5.03% |
| Equity to assets | 12.90% |
| Tier 1 leverage ratio | 13.05% |
| Uninsured deposits (share of deposits) | 28.7% |
| Noncurrent loans (share of loans) | 2.31% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 66.9% |
| Real estate loans (share of loans) | 96.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $94.37M | 96.5% | |
| Commercial & industrial | $3.69M | 3.8% | |
| Consumer / individual | $1.93M | 2.0% | |
| Construction & development | $14.69M | 15.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $167.94M | $146.61M | $959.00K | $18.21M |
| Jun 2023 | $153.57M | $130.44M | $1.07M | $19.03M |
| Jun 2024 | $152.06M | $127.57M | $1.20M | $19.95M |
| Jun 2025 | $161.32M | $135.90M | $1.32M | $20.95M |
| Jun 2026 | $171.94M | $146.12M | $1.56M | $22.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $146.12M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $146.12M.
Similar-sized banks
Atkins Savings Bank & Trust ($172.20M) · Bank Of Estes Park ($171.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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